IN THE CHANCERY COURT
OF LAKE COUNTY, TENNESSEE
Notice to Creditor
As Required by
TCA §30-2-306
Case Number
48CH1-2025-PR-101
Estate of JOE DELANEY SCHENK, Deceased
Notice is hereby given that on April 23 of 2026 Letters Testamentary (or of Administration as the case may be) in respect of the estate of JOE DELANEY SCHENK, who died 5/18/2025, were issued to the undersigned by the Lake County Chancery Court of Lake County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:
(B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or
THIS, the 23 day of April, 2026
JOE M. ENOCH
Executor, Administrator, Personal Representative
AMBER MOORING
Clerk & Master
JOE M ENOCH personally appeared before me, the undersigned Clerk of Lake County Chancery Court of Lake County, Tennessee, and made oath that the attached notice, being in the form required by Tennessee Code Annotated §30-2-306 shall be published in the Lake County Banner, a newspaper published in Lake County, Tennessee.
THIS, the 23 Day of April, 2026
Amber Mooring
Clerk & Master/Deputy Clerk
4/29, 5/6 RT
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Public Service Announcement
The Board of Directors of Northwest Tennessee Economic Development Council will hold a Board meeting on Friday, May 22, 2026, beginning at 10:00 a.m. The meeting will be physically held at the Northwest TN Head Start/Early Head Start Central Office located at 938C Walnut Avenue W., McKenzie, TN in person only.
5/6 RT
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SUBSTITUTE TRUSTEE'S NOTICE OF SALE
Sale at public auction will be on June 24, 2026 at 11:00AM local time, at the north door, Lake County Courthouse, 229 Church Street, Tiptonville, Tennessee pursuant to Deed of Trust executed by Charles Higgins and Joyce Higgins, to Susan Voss, Trustee, as trustee for Regions Bank d/b/a Regions Mortgage on February 19, 2015 at Record Book 41, Page 84; conducted by LLG Trustee TN LLC, having been appointed Substitute or Successor Trustee, all of record in the Lake County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: Regions Bank dba Regions Mortgage, its successors and assigns.
The real estate located in Lake County, Tennessee, and described in the said Deed of Trust will be sold to the highest call bidder. The terms of the said Deed of Trust may be modified by other instruments appearing in the public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warrant is intended.
Street Address: 404 North Main Street, Ridgely, Tennessee 38080
Parcel Number: 057F F 031.00
Current Owner(s) of Property: Charles Higgins
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, including those created by a fixture filing or any applicable homeowners’ association dues or assessments; any defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale; all claims or other matters, whether recorded or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose.
The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, though, or under any of the foregoing. Such parties known to the Substitute Trustee may include: None.
Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Charles Higgins and Joyce Higgins, and those claiming through him/her/it/them.
Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to postpone or adjourn the sale to another time certain or to another specified date, time, and location certain, without further newspaper publication upon announcement by posting with the third-party internet posting company and announcing on the date, time, and location of each sale set forth above or any subsequent postpone or adjourned date, time, and location of sale; provided, however if the sale is postponed or adjourned for less than five (5) days after the original sale, announcement by internet posting is not required.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to LOGS Legal Group LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse. Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy. The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title.
THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
This Notice of Sale can be viewed online by Better Choice Notice Solutions at HTTPS://BetterChoiceNotices.com
LLG Trustee TN LLC
Substitute Trustee
8520 Cliff Cameron Dr., Suite 330
Charlotte, NC 28269
Phone (704) 333-8107
Fax (704) 333-8156
File No. 26-126781
5/6, 13 RT
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MEETING NOTICES
The Lake County Board of Education will meet Monday, May 11, 2026, at 6:00 p.m. at the Board of Education. Meetings are open to the public and those that are interested are encouraged to attend.
5/6 RT
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The City of Tiptonville Board of Mayor and Aldermen will meet Tuesday, May 12, 2026, at 6:00 p.m. at Tiptonville City Hall. Meetings are open to the public and those that are interested are encouraged to attend.
5/6 RT
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The Port of Cates Landing Board will meet Wednesday, May 13, 2026, at 9:00 a.m. at the port. Meetings are open to the public and those that are interested are encouraged to attend.
5/6 RT
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The City of Ridgely Board, Mayor and Aldermen will meet May, 14, 2026, at 6:00 p.m. at Ridgely City Hall. Meetings are open to the public and those that are interested are encouraged to attend.
5/6 RT