Lake County Banner, Public Notices October 22, 2025

NOTICE OF SUBSTITUTE TRUSTEE’S SALE 

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 3, 2023, executed by ALAN E. BJERSTEDT conveying certain real property therein described to YALE RILEY, as Trustee, as same appears of record in the Register`s Office of Lake County, Tennessee recorded March 14, 2023, in Deed Book 65, Page 654; and 

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Rocket Mortgage, LLC f/k/a Quicken Loans, LLC  who is now the owner of said debt; and

WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Lake County, Tennessee.  

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 14, 2025 at or about 3:30 PM at the Front Door of the Lake County Courthouse, 229 Church Street, Tiptonville, TN 38079, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Lake County, Tennessee, to wit:

LAND SITUATED IN THE COUNTY OF LAKE IN THE STATE OF TN. TRACT ONE LYING AND BEING IN THE SECOND (2ND) CIVIL DISTRICT OF LAKE COUNTY, TENNESSEE AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A COTTON PICKER SPINDLE AT THE INTERSECTION OF THE CENTER LINE OF STATE HWY. 21 AND THE CENTER LINE OF SUNKIST ROAD, THE NORTHWEST CORNER OF THIS HEREIN DESCRIBED PARCEL AND BEING THE ORIGINAL NORTHWEST CORNER OF THE LINDAMOOD PLANTING CO. PROPERTY AS SHOWN BY DEED IN DEED BK. S-1, PG. 187 RECORDED IN THE REGISTER`S OFFICE FOR LAKE CO., TN., OF WHICH THIS PARCEL IS A PART: RUNS THENCE SOUTH 89 DEGREES 52 MINUTES 00 SECONDS EAST, 231.76 FEET ALONG THE NORTH LINE OF THIS PARCEL AND THE CENTER LINE OF STATE HWY. 21 TO A COTTON PICKER SPINDLE AND BEING THE NORTHEAST CORNER OF THIS HEREIN DESCRIBED PARCEL (LOT 1); RUNS THENCE SOUTH 00 DEGREES 30 MINUTES 00 SECONDS WEST, 218.47 FEET ALONG THE EAST LINE OF THIS PARCEL TO AN IRON ROD AND BEING THE SOUTHEAST CORNER OF THIS HEREIN DESCRIBED PARCEL (LOT 1): RUNS THENCE NORTH 89 DEGREES 52 MINUTES 00 SECONDS WEST 231.76 FEET ALONG THE SOUTH LINE OF THIS PARCEL TO A NAIL IN THE CENTER LINE OF SUNKIST ROAD, THE SOUTHWEST CORNER OF THIS HEREIN DESCRIBED PARCEL (LOT 1); RUNS THENCE NORTH 00 DEGREES 30 MINUTES 00 SECONDS EAST. 218.47 FEET ALONG THE WEST LINE OF THIS PARCEL THE ORIGINAL WEST LINE OF SAID LINDAMOOD PLANTING CO PROPERTY AND THE CENTER LINE OF SUNKIST ROAD TO THE POINT OF BEGINNING AND CONTAINING 1.16 ACRES, MORE OR LESS. TRACT TWO LYING AND BEING SITUATED IN THE SECOND (2ND) CIVIL DISTRICT OF LAKE COUNTY, TENNESSEE. AND BEING DESCRIBED AS FOLLOWS: BEGINNING AT A NAIL SET IN THE CENTERLINE OF SUNKIST ROAD, SAID POINT BEING THE SOUTHWEST CORNER OF THE 1.16 ACRES TRACT THAT WAS CONVEYED UNTO ALAN E. BJERSTEDT AND WIFE, IRMA L. BJERSTEDT BY DEED RECORDED MARCH 25, 1998 IN DEED BO?K W-1, PAGES 298-299 IN THE REGISTER`S OFFICE OF LAKE COUNTY, TENNESSEE; RUNS THENCE SOUTH 89 DEGREES 52 MINUTES 00 SECONDS EAST WITH THE SOUTH BOUNDARY LINE OF THE SAID 1.16 ACRES TRACT TO ITS SOUTHEAST CORNER; THENCE SOUTH 00 DEGREES 30 MINUTES 00 SECONDS WEST FOR A DISTANCE OF 30 FEET; THENCE NORTH 89 DEGREES 52 MINUTES 00 SECONDS WEST PARALLEL WITH THE SOUTH BOUNDARY LINE OF THE SAID 1.16 ACRES TRACT FOR A DISTANCE OF 30 FEET TO A POINT IN THE CENTERLINE OF SUNKIST ROAD; THENCE NORTH 00 DEGREES 30 MINUTES 00 SECONDS EAST FOR A DISTANCE OF 30 FEET TO THE POINT OF BEGINNING. ALSO CONVEYED IS A PERMANENT AND PERPETUAL NON-EXCLUSIVE RIGHT OF EASEMENT FOR PURPOSES OF INGRESS AND EGRESS TO THE ABOVE MENTIONED 1.16 ACRE TRACT AND THE ABOVE DESCRIBED PROPERTY BEING CONVEYED HEREIN, THIS EASEMENT AREA BEING DESCRIBED AS FOLLOWS: BEGINNING AT A NAIL SET IN THE CENTERLINE OF STATE HIGHWAY NO. 21, SAID POINT BEING THE NORTHEAST CORNER OF THE SAID 1.16 ACRE TRACT; THENCE SOUTH 00 DEGREES 30 MINUTES 00 SECONDS WEST WITH EAST BOUNDARY LINE FROM THE SAID 1.16 ACRES TRACT, AND THE EAST LINE OF THE ABOVE DESCRIBED TRACT BEING CONVEYED HEREIN FOR A DISTANCE OF 248.43 FEET TO THE SOUTHEAST CORNER OF THE ABOVE DESCRIBED TRACT BEING CONVEYED HEREIN; THENCE SOUTH 89 DEGREES 52 MINUTES 00 SECONDS EAST FOR A DISTANCE OF 27 FEET; THENCE NORTH 00 DEGREES 30 MINUTES 00 SECONDS EAST PARALLEL WITH THE EAST LINE OF THE ABOVE DESCRIBED TRACT BEING CONVEYED HEREIN, AND WITH THE EAST LINE OF THE ABOVE DESCRIBED 1.16 ACRES TRACT FOR A DISTANCE OF 248.43 FEET TO A POINT IN THE CENTERLINE OF SAID HWY. NO. 21; THENCE NORTH 89 DEGREES 52 MINUTES 00 SECONDS WEST WITH THE CENTERLINE OF SAID HIGHWAY A DISTANCE OF 27 FEET TO THE POINT OF BEGINNING. THIS EASEMENT IS TO RUN WITH AND BE APPURTENANT TO THE AFOREMENTIONED 1.16 ACRES TRACT AND THE ABOVE DESCRIBED PROPERTY BEING CONVEYED. BEING THE SAME PROPERTY CONVEYED TO ALAN E. BJERSTEDT, UNMARRIED, BY DEED DATED JANUARY 24, 2022 OF RECORD IN DEED BOOK 61, PAGE 839, IN THE COUNTY CLERK`S OFFICE.

Parcel ID: 030-013.02

PROPERTY ADDRESS: The street address of the property is believed to be 15 SUNKIST BEACH RD, TIPTONVILLE, TN 38079. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.  

CURRENT OWNER(S): ESTATE AND/OR HEIRS-AT-LAW OF ALAN E. BJERSTEDT 

OTHER  INTERESTED PARTIES: 

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN, PLLC, Substitute Trustee

3145 Avalon Ridge Place, Suite 100

Peachtree Corners, GA 30071

rlselaw.com/property-listing

Tel: (877) 813-0992

Fax: (470) 508-9401

A copy of this notice is being published at www.BetterChoiceNotices.com

10/8, 15, 22 RT

_________________________________________________________

NOTICE OF SUBSTITUTE TRUSTEE`S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and

conditions of a Deed of Trust dated October 25, 2012, executed by Hattie Lourine Tucker aka

Lourine Smothers Tucker, unmarried woman, to Richard Rice as Trustee, for Mortgage

Electronic Registration Systems, Inc., as beneficiary, as nominee for Genworth Financial

Home Equity Access, Inc., its successors and assigns, and appearing of record on November

13, 2012, in the Register’s Office of Lake County, Tennessee, at Record Book 34, Page 192, and

Instrument Number 10520.

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and

assigned to Mortgage Assets Management, LLC f/k/a Reverse Mortgage Solutions, Inc, the

party entitled to enforce said security interest; and having appointed Clear Recon LLC, the

undersigned, as Substitute Trustee by instrument filed or being filed for record in the Register’s

Office of Lake County, Tennessee, with all of the rights, powers, and privileges of the original

Trustee named in said Deed of Trust.  

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been

declared due and payable as provided in said Deed of Trust, and that the undersigned, Clear

Recon LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty, and

authority vested and imposed upon said Substitute Trustee will, on December 9, 2025, at 11:00

AM, local time, at the Lake County Courthouse, 229 Church Street, located in Tiptonville,

Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified

funds ONLY, paid at the conclusion of the sale, the following described property situated in

Lake County, to wit:

The land referred to herein below is situated in the County of Lake, State of

Tennessee, and is described as follows:

THE LAND DESCRIBED HEREIN IS SITUATED IN THE STATE OF

TENNESSEE, COUNTY OF LAKE, AND IS DESCRIBED AS FOLLOWS:

LOT 1 OF BLOCK 1 OF HIGHLAND ADDITION TO THE TOWN OF

RIDGELY, TN., AS PER PLAT OF SAID ADDITION OF RECORD IN

REGISTER'S OFFICE IN THE COURTHOUSE AT TIPTONVILLE, TN.

RECORDED IN PLAT BOOK O, PAGE 240, AND ALL OF THE

IMPROVEMENTS THEREON. SAID LOT IS BOUNDED ON THE NORTH

BY LOT 2 OF SAID ADDITION; SOUTH BY 50 FOOT CITY STREET;

EAST BY CHURCH STREET; AND ON THE WEST BY THE MAYS LOT.

TITLE TO SAID REAL ESTATE WAS ACQUIRED FROM JOHN R. COX

AND WIFE, MYRTLE COX BY DEED DATED MAY 7, 1962 AND

RECORDED IN THE DEED RECORDS IN BOOK GG, PAGES 1-2 IN THE

REGISTER'S OFFICE OF LAKE COUNTY, TENNESSEE, AND

SUBSEQUENTLY BY QUITCLAIM DEED FROM LOURINE SMOTHERS

TUCKER, RESERVING A LIFE ESTATE AND TO GAYRON GLYN

TUCKER, AS TO THE REMAINDER, RECORDED MARCH 20, 2002 IN

BOOK E-02, PAGE 51, OFFICIAL RECORDS.

PARCEL NUMBER(S): 057F-F-014.00

Being the same property as that transferred from Gayron Glyn Tucker and

Patty Tucker to Hattie Lourine Tucker aka Lourine Smother Tucker, recorded

November 13, 2012 in Record Book 34, Page 188, Lake County Deed Records.

Parcel ID: 057F-F-014.00

Commonly known as 413 Church St Ridgely, TN 38080

The street address and parcel number(s) of the above described property are believed to

be correct; however, such references are not a part of the legal description of the property

sold herein, and, in the event of any discrepancy, the legal description herein shall control

This sale is subject to tenant(s)/occupant(s) rights in possession.

This sale is subject to all matters shown on any applicable recorded plat; any unpaid

taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory

rights of redemption of any governmental agency, state or federal; any prior liens or

encumbrances as well as any priority created by a fixture filing; and to any matter that an

accurate survey of the premises might disclose. In addition, the following parties may claim an

interest in the above-referenced property: Hattie Lourine Tucker aka Lourine Smothers

Tucker; Estate/Heir(s) of Hattie Lourine Tucker, Secretary of Housing and Urban

Development.

Notice of Sale Published On-line at HTTPS://BetterChoiceNotices.com

If the United States or the State of Tennessee have any liens or claimed lien(s) on the

Property, and are named herein as interested parties, timely notice has been given to the

applicable governmental entity, and the sale will be subject to any applicable rights of

redemption held by the entity as required by 26 U.S.C. § 7425 and/or Tennessee Code § 67-1-

All right and equity of redemption, statutory and otherwise, homestead, and dower are

expressly waived in said Deed of Trust, and the title is believed to be good; however, the

undersigned will sell and convey only as Substitute Trustee. 

The transfer shall be AS IS, WHERE IS, AND WITH ALL FAULTS, and without

warranties of any kind, express or implied, as to the condition of the Property and the

improvements located thereon, including merchantability or fitness for particular purpose.

Trustee shall make no covenant of seisin or warranty of title, express or implied, and will sell and

convey the subject real property by Substitute Trustee’s Deed only. 

The right is reserved to adjourn the day of the sale to another day, time, and place certain

without further publication, upon announcement at the time and place for the sale set forth

above. 

This property is being sold with the express reservation that the sale is subject to

confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any

time. 

THIS OFFICE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Clear Recon LLC

Substitute Trustee

651 East 4th Street Suite 200 

Chattanooga, Tennessee 37403

Phone: (877) 319-8840

File No: 1341-1252A

Newspaper: Lake County Banner

Publication Dates: 10/22/2025, 10/29/2025

10/22, 29 RT

_________________________________________________________

IN THE CHANCERY COURT FOR LAKE COUNTY, TENNESSEE
AT TIPTONVILLE

IN THE MATTER OF:

THE ESTATE OF
VIRGINIA LOU WYNN

DECEASED.

CASE NO.: 25-PR-102

NOTICE TO CREDITORS

Notice is hereby given that on the 13th day of October, 2025, LETTERS

TESTAMENTARY in respect of Virginia Lou Wynn, deceased, were issued to the undersigned by

the Clerk of the Chancery Court of Lake County, Tennessee.

All persons, resident and non-resident, having claims, matured or un-matured, against

this estate are required by law to file the same with the Clerk of the above named Court within

four (4) months from the date of the first publication of this notice, otherwise their claims will be

forever barred.

THIS, the 13th day of October, 2025.

Signed,
Carrie Lee Stelter, Executrix

Andrew T. Cook, Attorney

10/22, 29 RT

_________________________________________________________

LAKE COUNTY GRAND JURY NOTICE

IT IS THE DUTY OF YOUR GRAND JURORS TO

INVESTIGATE ANY PUBLIC OFFENSE WHICH THEY KNOW

OR HAVE REASON TO BELIEVE HAS BEEN COMMITTED

AND WHICH IS TRIABLE OR INDICTABLE IN THIS COUNTY.

ANY PERSON HAVING KNOWLEDGE OR PROOF THAT AN

OFFENSE HAS BEEN COMMITTED MAY APPLY TO TESTIFY

BEFORE THE GRAND JURY SUBJECT TO THE PROVISIONS

OF TENNESSEE CODE ANNOTATED TITLE 40–CHAPTER 12–

PART 2. THE FOREMAN OF THE LAKE COUNTY GRAND

JURY IS MS. DEBRA HOLLMAN AND HER ADDRESS IS 1003

FOSTER STREET IN TIPTONVILLE, TENNESSEE, 38079.

THE GRAND JURY WILL NEXT MEET ON:
      MONDAY, NOVEMBER 10TH, 2025 AT 9:00 A.M.

YOU MAY BE PROSECUTED FOR PERJURY FOR ANY

ORAL OR WRITTEN STATEMENT WHICH YOU MAKE

UNDER OATH TO THE GRAND JURY, WHEN YOU KNOW

THE STATEMENT TO BE FALSE, AND WHEN THE

STATEMENT TOUCHES ON A MATTER MATERIAL TO THE

POINT IN QUESTION.

THANK YOU!!!!!!!

JESSICA AVERY, CIRCUIT CLERK

10/22 RT

_________________________________________________________

Notice to City of Tiptonville Water Customers

The city will be flushing fire hydrants on Nov. 6th, starting at 10:00 p.m. It should last 2-3 hours. The purpose of this is to help with water quality.

Thank you!

10/22, 10/29 KMC