IN THE CHANCERY COURT FOR LAKE COUNTY, TENNESSEE
IN THE MATTER OF:
THE ESTATE OF CASE NO.: 26-PR-115
KATHY SHUMATE ZABEL
DECEASED.
NOTICE TO CREDITORS
Notice is hereby given that on the 21 day of August, 2026, Letters ADMINISTRATION in respect of Kathy Shumate Zabel, deceased were issued to the undersigned by the Clerk of the Chancery Court of Lake County, Tennessee.
All persons, resident and non-resident, having claims, matured or un-matured, against her estate are required by law to file the same with the Clerk of the above named Court within four (4) months from the date of the first publication of this notice, otherwise their claims will be forever barred.
THIS, the 21 day of August, 2026.
Signed,
Roy Zabel,
Administrator
Andrew T. Cook,
Attorney
8/26, 9/2 RT
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Northwest Tennessee Economic Development Council
Public Service Announcement
The Board of Directors of Northwest Tennessee Economic Development Council will hold a Board meeting on Friday, September 18, 2026, beginning at 10:00 a.m. The meeting will be physically held at the Northwest TN Head Start/Early Head Start Central Office located at 938C Walnut Avenue W., McKenzie, TN in person only.
9/2 RT
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NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust dated July 10, 2006, executed by Shirley Ann McKay, to D Scott as Trustee, for Citifinancial Services, Inc., and appearing of record on July 12, 2006, in the Register’s Office of Lake County, Tennessee, at Record Book 14, Page 295, and Instrument Number 4797.
WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Owner Trustee of CIM Trust 2025-R1, the party entitled to enforce said security interest; and having appointed Clear Recon LLC, the undersigned, as Substitute Trustee by instrument filed or being filed for record in the Register’s Office of Lake County, Tennessee, with all of the rights, powers, and privileges of the original Trustee named in said Deed of Trust.
NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust, and that the undersigned, Clear Recon LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty, and authority vested and imposed upon said Substitute Trustee will, on October 8, 2026, at 11:00 AM, local time, at the Lake County Courthouse, 229 Church Street, located in Tiptonville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, paid at the conclusion of the sale, the following described property situated in Lake County, to wit:
The land referred to herein below is situated in the County of Lake, State of Tennessee, and is described as follows:
ALL THAT CERTAIN PARCEL/UNIT OF LAND IN DISTRICT NO. 2 TOWN OF TIPTONVILLE, LAKE COUNTY, OF TN, AS MORE FULLY DESCRIBED IN BOOK J-1 PAGE 220 ID# 29F/D/13.08, BEING KNOWN AND DESIGNATED AS LOT NO. 4 MICHAELCHECK SUBDIVISION, FILED IN PLAT BOOK JJ AT PAGE 201.
BEING THE SAME PROPERTY CONVEYED BY FEE SIMPLE DEED FROM RAYMOND H. MCKAY TO SHIRLEY ANN MCKAY, DATED 04/17/1990 RECORDED ON 06/20/1990 IN BOOK J-1PAGE 220 IN LAKE COUNTY RECORDS, OF TN.
BEING THE SAME PROPERTY CONVEYED BY FEE SIMPLE DEED FROM P.L. WRIGHT AND MARY WRIGHT TO RAYMOND H. MCKAY AND SHIRLEY ANN MCKAY, DATED 09/11/1970 RECORDED ON 09/21/1970 IN BOOK JJ, PAGE 252 IN LAKE COUNTY RECORDS, OF TN.
Parcel ID: 029F D 013.08 000
Commonly known as 115 Seigel Dr Tiptonville, TN 38079
The street address and parcel number(s) of the above described property are believed to be correct; however, such references are not a part of the legal description of the property sold herein, and, in the event of any discrepancy, the legal description herein shall control
This sale is subject to tenant(s)/occupant(s) rights in possession.
This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Shirley Ann McKay, Estate/Heir(s) of Shirley Ann McKay.
Notice of Sale Published On-line at HTTPS://BetterChoiceNotices.com
If the United States or the State of Tennessee have any liens or claimed lien(s) on the Property, and are named herein as interested parties, timely notice has been given to the applicable governmental entity, and the sale will be subject to any applicable rights of redemption held by the entity as required by 26 U.S.C. § 7425 and/or Tennessee Code § 67-1-1433.
All right and equity of redemption, statutory and otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good; however, the undersigned will sell and convey only as Substitute Trustee.
The transfer shall be AS IS, WHERE IS, AND WITH ALL FAULTS, and without warranties of any kind, express or implied, as to the condition of the Property and the improvements located thereon, including merchantability or fitness for particular purpose. Trustee shall make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Substitute Trustee’s Deed only.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
THIS OFFICE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Clear Recon LLC
Substitute Trustee
651 East 4th Street Suite 200
Chattanooga, Tennessee 37403
Phone: (877) 319-8840
File No: 1216-3507A
Newspaper: Lake County Banner
Publication Dates: 9/2/2026, 9/9/2026
9/2, 9 RT
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Meeting Notice
The Lake County Board of Education will meet Monday, September 14, 2026, at 6:00 p.m. at the Board of Education. Meetings are open to the public and those that are interested are encouraged to attend.
9/2 RT
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Meeting Notice
The City of Tiptonville Board of Mayor and Aldermen will meet Tuesday, September 15, 2026, at 6:00 p.m. at Tiptonville City Hall. Meetings are open to the public and those that are interested are encouraged to attend.
9/2 RT
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Meeting Notice
The Port of Cates Landing Board will meet Wednesday, September 16, 2026, at 9:00 a.m. at the port. Meetings are open to the public and those that are interested are encouraged to attend.
9/2 RT
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Meeting Notice
The City of Ridgely Board, Mayor and Aldermen will meet Thursday, September 17, 2026, at 6:00 p.m. at Ridgely City Hall. Meetings are open to the public and those that are interested are encouraged to attend.
9/2 RT